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Thursday, 24 May 2012

Travel Insurance Loop Hole

According to the latest research by Which?, many of Britain’s leading travel insurers sell cover which contains a loop hole. Apparently, if a customer falls ill after they have purchased travel insurance, many insurers will consider their cover void.

However, it is important to note that an insurance policy is calculated and issued based on the answers given to certain questions, for example ‘do you have a pre-existing medical condition?’, if the customer answers no then the premium is calculated accordingly.

Furthermore, Travel insurance policies cover claims which arise out of things that are ‘sudden, unforeseen and beyond your reasonable control’, so if you know you are ill before you travel, and you do not declare this, then any medical problems will not be covered. Consequently, this is why it is so important for clients to tell insurers if anything changes between the date of purchase and date of departure.

Whereas most travel insurers hide this in the small print, Holidaysafe.co.uk aim to provide first class customer service and a company their customers can trust, so they actually issue two policies to the customer. Policy A just covers cancellation, and Policy B covers everything else, this makes the need to declare a pre-existing condition much clearer and easier to understand for the customer.

Plus, because Holidaysafe.co.uk has an award winning team and expert staff, the client is usually told that their new medical condition will be covered with no additional premium, depending on the condition. If the client has an undiagnosed condition and is awaiting the results of tests, he may be advised to postpone his trip until the results are known.

If the customer cannot be covered, he will have three options;
1. To cancel his trip and receive payment for any cancellation charges.
2. To cancel his policy and receive a refund.
3. To travel, but to be aware that he will not be covered if his condition causes a claim.

This ensures that Holidaysafe.co.uk’s clients are fully informed, and not out of pocket. Visit www.Holidaysafe.co.uk and explore what the world has to offer.

Tuesday, 22 May 2012

Upgrade?

Research by consumer watch dog 'Which?', found that many websites automatically add unwanted extras and upgrades to a purchase, with out warning the customer. For example, many travel websites add expensive flight upgrades, access to the airport lounge and seven days car hire to a short haul flight purchase.

Which? surveyed several companies, and meticulously went through their websites to test whether any extras or upgrades would sneakily be added to the total. Some of their findings were quite disturbing, for example on one travel website an international visa was added to the total, at £27 per person. Not only is this a devious add on, it is also an extremely inflated price, as they can be purchased for £9. Furthermore, many websites automatically add their travel insurance onto the total price, without warning the customer.

It is a sad fact, but nowadays we need to be more savvy customers, the internet allows us to shop around for the best prices and deals. If you are unsure of a website or purchase, ask questions! Don’t allow yourself to be manipulated into spending your hard earned wages on extras and upgrades you do not need!

At Holidaysafe.co.uk we understand that you want to spend as little money as possible with a company you can trust. That’s why our award winning team have designed specialist travel insurance policies, so you can pick the cover options to suit you. Our Single Trip Travel Insurance starts from as little as £3! Plus we offer free insurance for children and discounts for couples, so visit www.holidaysafe.co.uk today and explore what the world has to offer.

Saturday, 19 May 2012

Travel Insurance Claims

Many people do not realise the real necessity of investing in top quality travel insurance before they travel. Many seem to think of insurance companies as ‘the bad guys’, on par with traffic wardens. However, we are actually ‘the good guys’, we are on your side, and if you buy essential travel insurance before you travel and need help, we will be there every step of the way.

Below are some of the claims the industry have dealt with this year:

. £23,000 bill for one traveller with a bad case of ‘Delhi Belly’. Can you imagine a £23,000 bill when you return from holiday? Luckily his insurance company covered the bill.
. A whopping £20,400 for a young traveller suffering with Chicken Pox in Mexico.
. £6,000 for a dog bite in South Africa.
. £5,000 for a very unlucky person struck by lightening in South Africa.
. £4,800 for a particularly bad insect bite in the Dominican Republic.
. £2,500 bill for sunburn in the USA.
. £1,000 for a silly traveller who drank gasoline in Turkey.
. Another £1,000 bill for a poor lady who swallowed her tongue and needed to be hospitalised.

As you can see, travel insurance really is an essential. At Holidaysafe.co.uk we offer affordable travel insurance to meet any budget, an award winning team, and first class customer service in our UK based call centre. Every one of our policies offers:

. Cancellation, medical emergencies, personal belongings, cash and travel documents and much more.
. Multiple levels of cover allowing you to choose the best policy for your needs.
. UK, Europe and worldwide options available.
. FREE cover for your kids on our Family Policies.
. Optional sport and activities cover.
. Doctor led medical emergency helpline 24 hours a day, every day of the year.
. Discounts for couples.
. 14 day money back guarantee.

Visit Holidaysafe.co.uk and explore what the world has to offer.

Wednesday, 16 May 2012

Pets on Holiday

In the UK we are known as a nation of animal lovers. Many people have at least one animal, whether it is a fish or a horse, with most choosing a dog or cat as their domestic companion. According to research by The Press Association, two in five people now take their pets on holiday with them.

For those who do not take their pet along for the ride, the recent survey also found that as many as 47% said that they miss their pets more than their family when they go away. Furthermore, many said they would rather holiday with their pets than with family!

40% of those surveyed must have huge phone bills, as they admitted regularly checking up on their animals while they were away, because 36% said that their pets welfare was their biggest worry while on holiday. To add to this, half of the animal loving participants surveyed, admitted that they pay their pet special attention when they return home, with 18% returning with a gift for their pampered pet.

Where ever, and who ever you decide to holiday with this year, just remember to protect yourself against holiday mishaps, by investing in top quality travel insurance. At Holidaysafe.co.uk we offer award winning travel insurance for any holiday and any budget. Our Single Trip Travel Insurance includes; Cancellation, medical emergencies, personal belongings, cash and travel documents and much more. We also offer multiple levels of cover allowing you to choose the best policy for your needs.

Explore what the world has to offer with Holidaysafe.co.uk.

Sunday, 13 May 2012

The Worst Weather for 100 Years

According to the BBC we have had the wettest April weather for over 100 years, so the UK breathed a collective sigh and began planning a holiday.

Apparently, the Travel Industry has reported record sales since the weather became wet and cold. One company claimed their sales had gone up 40% compared to April last year, and another set internal records for the most sales in a single day. In fact, when the weather was at its worst, with storms and floods affecting parts of the UK, one company’s sales rose 132%, with bookings to sunshine countries such as Greece.

Wherever you decide to escape the weather this year, just remember to invest in award winning travel insurance before you travel. Holidaysafe.co.uk offer a range of specialised policies, whether you are interested in Backpacker/Long Stay Travel Insurance, Annual Travel Insurance, Single Trip Travel Insurance or even Motor Bike Travel Insurance – we have a policy to suit your holiday and your budget.

Every Holidaysafe.co.uk policy covers;

. Cancellation, medical emergencies, personal belongings, cash and travel documents and much more.
. Multiple levels of cover allowing you to choose the best policy for your needs.
. UK, Europe and worldwide Trips.
. Your kids for FREE on our Family Policies.
. Optional sport and activities.
. Doctor led medical emergency helpline 24 hours a day, every day of the year.
. We also offer Discounts for couples, and a 14 day money back guarantee.

Explore what the world has to offer, in better weather, with Holidaysafe.co.uk.

Thursday, 10 May 2012

Are Wild Animals Ever Really Tame?

Last week it was reported that a British tourist had been attacked by ‘tame’ cheetahs, as she visited an animal park in South Africa. The 60 year old woman from Aberdeen was visiting ‘Kragga Kamma Game Reserve’ near Port Elizabeth with her husband Archie when she was ‘mauled’.

The reserve welcomes tourists to enter wild animal enclosures to pet the Cheetahs and have photographs taken. The two Cheetahs, named Mark and Monty had been raised by the park since they were born, and had never been aggressive towards people before.

Apparently, an eight year old girl was also with the Cheetahs, but become frightened and started to run, the Cheetahs then chased and attacked her, when Mrs D’Mello tried to help she was also attacked, and needed stitches.

It is important to point out that these are very powerful wild animals, they should never be treated as pets and should be approached gently. Their natural instinct is to attack/play with prey which is running, and they are much more likely to attempt this with a creature they can sense is young and afraid.

When you are away it is extremely important that you make the most of your holiday, whilst also assessing risks and using common sense. Adrenaline pumping activities, such as bungee jumping, or entering a wild animal’s territory, whether you are swimming with sharks or going on safari, should always be taken with caution, and only if you have adequate insurance.

At Holidaysafe.co.uk every one of our travel insurance policies automatically covers you to participate in hundreds of activities, and we also give you the option to extend your cover to include hundreds more, including safaris, swimming with sharks, bungee jumping, snow boarding and much more.

Visit Holidaysafe.co.uk, and explore what the world has to offer with piece of mind.

Monday, 7 May 2012

Annual Travel Insurance

As the long weekend draws to a close, many people are returning from weekends away in the UK and abroad. Furthermore, thousands are already planning their next trip, to escape the chaos of the Olympics in July, and make the most of extra time off during the Queen’s Diamond Jubilee in June.

For anyone who is booking more than one trip or holiday this year, comparethemarket.com has advised people to invest in Annual Travel Insurance.

At Holidaysafe.co.uk our award winning team have designed specialist Annual Multi-Trip Insurance, which offers:

. Multiple levels of cover allowing you to choose the best policy for your needs.

. The chance to save money! An annual travel insurance policy is often cheaper than buying two or more policies.

. Cover for trips to Europe (includes trips in the UK), Worldwide excluding the USA and anywhere in the world options.

. Our family policy offers FREE cover for your children.

. Cover for people aged 75 years or under.

. Cancellation, medical emergencies, personal belongings, cash and travel documents and much more.

. Doctor led emergency assistance helpline 24 hours a day, every day of the year.

. Covers trips of up to 31 days in duration, with unlimited trips throughout the year.

. 14 day money back guarantee.

. Winter sports cover can be included for up to 17 days within the policy year.

. Couple, Family and Single parent family discounts are available.

Explore what the world has to offer, as many times as you like, with Holidaysafe.co.uk.

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